Evidence that value-based insurance can be effective

UMMS Affiliation

Department of Quantitative Health Sciences

Publication Date


Document Type



Insurance, Health, Reimbursement; Cost Sharing


Health and Medical Administration | Health Economics | Health Services Administration | Health Services Research


Value-based insurance design reduces patient copayments to encourage the use of health care services of high clinical value. As employers face constant pressure to control health care costs, this type of coverage has received much attention as a cost-savings device. This paper's examination of one value-based insurance design program found that the program led to reduced use of nondrug health care services, offsetting the costs associated with additional use of drugs encouraged by the program. The findings suggest that value-based insurance design programs do not increase total systemwide medical spending.

Rights and Permissions

Citation: Health Aff (Millwood). 2010 Mar-Apr;29(3):530-6. Epub 2010 Jan 21. Link to article on publisher's site

Journal/Book/Conference Title

Health affairs (Project Hope)

PubMed ID


Related Resources

Link to Article in PubMed